BSN's TOP 10
BACK-TO-SCHOOL
GIFT IDEAS:
1. Laptop
2. Smart Mobile Phone
3. External Hard Drive
4. Printer
5. WiFi Router
6. USB Flash Drive
7. TV
8. Digital Camera
9. Laptop Bag
10. Surge Protector
PREPARING For College
> During High School
> College Living
College Student HEALTH TIPS
Here are some tips for staying
healthy throughout the year on campus and more.
College FINANCING Options
Want to know what funding
options are available for college?
Find out about the types of
loans, scholarships and grants available.
Dorm Room DECORATING Tips
Trying to figure out how to put together your dorm room?
Let us help! Read on
COOKING In The Dorm
Hungry and it's late? Here are
some tips on cooking in the
college dorm. Read on
Spring Break TRAVEL Ideas!
Getting an ONLINE DEGREE
Find out more on why many
people choose to get their
college degrees online.
Improving Your
ADMISSIONS ESSAY
Tips on how make a great
impression on your college
admissions essay. Read on
Avoiding HANGOVERS!
Want to learn more about
how to prevent hangovers in
college? Read on
Finding a College
APARTMENT Online
What You Must Know
About IDENTITY THEFT
Living in close quarters with lots
of people can present ID theft
issues. Here are some tips on preventing ID theft. Read on

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When to Start Paying Back Student Loans
For Stafford loans, you have to start repaying the loan about 6 months after you graduate or withdraw from college. However, there are also options where if you decide to return to school, repayment can be deferred.
For a Perkins loan it is about the same only the period is longer by 3 months so a Perkins loan would need to receive payments after about 9 months of graduation or withdraw from college.
Federal Consolidation Loans will need payments immediately after you leave school through either graduating or withdrawing. There is not a grace period.
As for Parent PLUS loans, parents will have to be making payments on the loan immediately after it begins. However, if the parent, too, is in school then it would be eligible for deferment and they would have to go to the source for more information.
As for the rest of the loans from other lenders, the terms and conditions may very from one loan to another and you must go to the source of those loans in order to acquire the necessary information about the particular loan.
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